Time-sure many of you will renew your road tax at the last minute. Perhaps most early in the last week. Maybe there are some who renewed their road tax upon expiry. In fact, the road tax can be renewed 60 days before the date expires. This will facilitate you to plan the best time to go to renew without disrupting daily work. You may refer to a car title if you are not sure.
Business, generally you will give 100% to the agent insurance to resolve all matters pertaining to acquire roadtax. You are advised to check the information coverage / insurance you would not be cheated. As a consumer, you are entitled to obtain all the information on the services you pay for, such as the type of coverage, sum-insured (total protection), NCD (non-claim discount) and the most important premium coverage / insurance vehicle.
Total amount of protection coverage / insurance is your right to decide, not the agent. You are advised to choose the appropriate amount to the price of the vehicle. Most secure way to know the price when the vehicle is to contact the bank. This is because the bank will update the price of the car every 3 months. The next is to obtain information from the used car shop. They have their own car pricing estimates. And the easiest way to know the current price is to find an average price of a vehicle.
Below / Over insured-no use to put a high amount of coverage for the event of claim, you can only make claims at current prices (over insured). Conversely, if you put your car cover price below the current price, in the event of a claim, the company will approve up to your insured (insured below). But some companies can still take into account if the difference in the amount covered by the current price is not too far around 5% -10%. It is important to know the current price of your vehicle.Interest-You also need to know about the benefits you get if you take the insurance from any company. This is to prevent you from being conned. Compare the benefits provided by several companies and then make a decision that you feel is most appropriate. Among the sample of interest is described as a discount or bonus when the accident occurred not at the one year period and shelter.
